• Understand key accounting concepts used in preparing financial statements.
• Understand how is value recorded.
• Gain an Insight into the structure of an annual report.
• Discussion on various components of the annual report.
• Understand how valuation affects profitability.
• Comprehend the difference between Profit vs. Cash Flow.

[ Download PAC01 Seminar: Brochure | Content ]

• Evaluate non-financial information relating to and affecting the borrower.
• Using various non-financial models to identify business risks.
• Understand the basic types of legal structure of a business entity.
• Analyse the borrower's financial statements (i.e. balance sheets, income statement and cash flow statement).
• Calculate and interpret financial ratios.
• Perform trend analysis on historical financial statements over a period of time.
• Use various financial models to predict corporate distress.
• Identify critical risks and their mitigating factors.
• Understand how a credit rating model works.
• Learn how to risk rate borrowers.

For Corporate Risk Evaluation, please click on the link below:
http://www.pi-eta.com/Documents/Seminars/Seminar_Brochures/PCR01_CourseDoc.pdf

Prior to his current appointments, he was a General Manager with Standard Chartered Bank and other international banks with 22 years of successful track record in Cash Management, eCommerce, Corporate Banking and Trade Finance and Small & Medium Enterprises.

Having strong strategic orientation and regional exposure in South East Asia and Hong Kong, he is credited with significantly growing global banks' SME assets by 450% and net profit by 140% over a 3-year period in Singapore . He also started a new cash management business for a leading bank in Asia and grew it to a USD35 billion business annually.

Mr. Wong graduated in Accountancy and is a Fellow Certified Public Accountant. He is also a Certified Credit Risk Management Professional and a Certified Professional Trainer.

Mr. Wong has contributed actively to the development and training of professionals in the financial services sector for the past 17 years by sharing his expertise regularly through The Institute of Banking and Finance, Singapore and various other organizations in Malaysia and Indonesia.

http://www.pi-eta.com/Seminars/FICS_Programme/Programme/FICSSemCBCA14_RegDetails.asp

Fees before FICS Funding

Fees after FICS funding

PI ETA Consulting Company

Prior to his current appointments, he was a General Manager with Standard Chartered Bank and other international banks with 22 years of successful track record in Cash Management, eCommerce, Corporate Banking and Trade Finance and Small & Medium Enterprises.

Having strong strategic orientation and regional exposure in South East Asia and Hong Kong, he is credited with significantly growing global banks' SME assets by 450% and net profit by 140% over a 3-year period in Singapore . He also started a new cash management business for a leading bank in Asia and grew it to a USD35 billion business annually.

Mr. Wong graduated in Accountancy and is a Fellow Certified Public Accountant. He is also a Certified Credit Risk Management Professional and a Certified Professional Trainer.

Mr. Wong has contributed actively to the development and training of professionals in the financial services sector for the past 17 years by sharing his expertise regularly through The Institute of Banking and Finance, Singapore and various other organizations in Malaysia and Indonesia.

He has also conducted programmes in the area of banking and finance for Australian and local universities.

Dr. Jeffrey C. K. Lim
Ph.D., C.Sci., C.Math., FIMA, FRM, PRM, B.Fel.

Dr. Jeffrey C. K. Lim , certified Financial Risk Manager ( FRM ¹ ) and certified Professional Risk Manager ( PRM ² ), is currently the Managing Director of PI ETA Consulting Company, a Treasury and Financial Risk Management Consulting Company.

A Chartered Scientist ( C.Sci. ³ ), a Chartered Mathematician ( C.Math. ⁴ ) and an elected Fellow of the Institute of Mathematics and Its Applications, U.K. ( FIMA ), Jeff earned his Ph.D. in Stochastic Financial Modeling from the University of Cambridge in England. Jeff's research interest at Cambridge was in the area of Arbitrage Opportunities occurring in the Mispricing of Financial Options, and his original research culminated in the publication of his doctoral dissertation entitled: “Multi-period Mean-Variance Option Portfolio Strategies”.

Jeff was an authorized Securities & Financial Derivatives Representative in London , having been certified by The Securities and Futures Authority (SFA) in England , where he started his career as a Derivatives Analyst with Nomura International in London , England . He subsequently joined NatWest Markets from London , England to become its Head of Currency Structured Products for South and South-East Asia . Jeff then moved to American Express Bank to become its Director of Structured Products, prior to assuming his current position.

Jeff has also contributed to the development and enhancement of talent and infrastructure for Singapore 's financial center as a guest Professor at the National University of Singapore's Center for Financial Engineering, where he was responsible for the curriculum of its Master of Science degree program's core modules in Financial Derivatives and Treasury Management. In addition, Jeff has also been invited by the Nanyang Technological University and the Singapore Management University to share his expertise in a similar capacity. In recognition of Jeff's expertise and experience in the field of Treasury and Financial Risk Management, the University of New South Wales Asia appointed Jeff to be its first Adjunct Professor with the university's Division of Business and Humanities.

At PI ETA Consulting Company, Jeff was Principal Inventor in two of the Patents that the company currently holds – one in Treasury & Financial Risk Management Systems, and the other in Knowledge Management Systems.

Professionally, Jeff is a Fellow of both The Global Association of Risk Professionals (GARP), U.S.A. and The Professional Risk Managers International Association (PRMIA), U.S.A. He is also a Fellow of the Cambridge Philosophical Society, U.K. and a Life-time Member of The Cambridge Society, U.K. Jeff is also honoured to be a Fellow of The Cambridge Commonwealth Society, U.K. , having been previously awarded the Cambridge Commonwealth Trust and the Shell Group of Companies Doctoral Research Scholarship.

For more information, please click on the link below :

Fees before FICS Funding

Fees after FICS funding

PI ETA Consulting Company

For Loan Management and Risk Monitoring, please click on the link below:

Prior to his current appointments, he was a General Manager with Standard Chartered Bank and other international banks with 22 years of successful track record in Cash Management, eCommerce, Corporate Banking and Trade Finance and Small & Medium Enterprises.

Having strong strategic orientation and regional exposure in South East Asia and Hong Kong, he is credited with significantly growing global banks' SME assets by 450% and net profit by 140% over a 3-year period in Singapore . He also started a new cash management business for a leading bank in Asia and grew it to a USD35 billion business annually.

Mr. Wong graduated in Accountancy and is a Fellow Certified Public Accountant. He is also a Certified Credit Risk Management Professional and a Certified Professional Trainer.

Mr. Wong has contributed actively to the development and training of professionals in the financial services sector for the past 17 years by sharing his expertise regularly through The Institute of Banking and Finance, Singapore and various other organizations in Malaysia and Indonesia.

For more information, please click on the link below :

Fees before FICS Funding

Fees after FICS funding

PI ETA Consulting Company

For Understanding The Financial Services Industry, please click on the link below:

http://www.pi-eta.com/Documents/Seminars/Seminar_Brochures/PCR05_CourseDoc.pdf

Prior to his current appointments, he was a General Manager with Standard Chartered Bank and other international banks with 22 years of successful track record in Cash Management, eCommerce, Corporate Banking and Trade Finance and Small & Medium Enterprises.

Having strong strategic orientation and regional exposure in South East Asia and Hong Kong, he is credited with significantly growing global banks' SME assets by 450% and net profit by 140% over a 3-year period in Singapore . He also started a new cash management business for a leading bank in Asia and grew it to a USD35 billion business annually.

Mr. Wong graduated in Accountancy and is a Fellow Certified Public Accountant. He is also a Certified Credit Risk Management Professional and a Certified Professional Trainer.

Mr. Wong has contributed actively to the development and training of professionals in the financial services sector for the past 17 years by sharing his expertise regularly through The Institute of Banking and Finance, Singapore and various other organizations in Malaysia and Indonesia.

He has also conducted programmes in the area of banking and finance for Australian and local universities.

Dr. Jeffrey C. K. Lim
Ph.D., C.Sci., C.Math., FIMA, FRM, PRM, B.Fel.

Dr. Jeffrey C. K. Lim , certified Financial Risk Manager ( FRM ¹ ) and certified Professional Risk Manager ( PRM ² ), is currently the Managing Director of PI ETA Consulting Company, a Treasury and Financial Risk Management Consulting Company.

A Chartered Scientist ( C.Sci. ³ ), a Chartered Mathematician ( C.Math. ⁴ ) and an elected Fellow of the Institute of Mathematics and Its Applications, U.K. ( FIMA ), Jeff earned his Ph.D. in Stochastic Financial Modeling from the University of Cambridge in England. Jeff's research interest at Cambridge was in the area of Arbitrage Opportunities occurring in the Mispricing of Financial Options, and his original research culminated in the publication of his doctoral dissertation entitled: “Multi-period Mean-Variance Option Portfolio Strategies”.

Jeff was an authorized Securities & Financial Derivatives Representative in London , having been certified by The Securities and Futures Authority (SFA) in England , where he started his career as a Derivatives Analyst with Nomura International in London , England . He subsequently joined NatWest Markets from London , England to become its Head of Currency Structured Products for South and South-East Asia . Jeff then moved to American Express Bank to become its Director of Structured Products, prior to assuming his current position.

Jeff has also contributed to the development and enhancement of talent and infrastructure for Singapore 's financial center as a guest Professor at the National University of Singapore's Center for Financial Engineering, where he was responsible for the curriculum of its Master of Science degree program's core modules in Financial Derivatives and Treasury Management. In addition, Jeff has also been invited by the Nanyang Technological University and the Singapore Management University to share his expertise in a similar capacity. In recognition of Jeff's expertise and experience in the field of Treasury and Financial Risk Management, the University of New South Wales Asia appointed Jeff to be its first Adjunct Professor with the university's Division of Business and Humanities.

At PI ETA Consulting Company, Jeff was Principal Inventor in two of the Patents that the company currently holds – one in Treasury & Financial Risk Management Systems, and the other in Knowledge Management Systems.

Professionally, Jeff is a Fellow of both The Global Association of Risk Professionals (GARP), U.S.A. and The Professional Risk Managers International Association (PRMIA), U.S.A. He is also a Fellow of the Cambridge Philosophical Society, U.K. and a Life-time Member of The Cambridge Society, U.K. Jeff is also honoured to be a Fellow of The Cambridge Commonwealth Society, U.K. , having been previously awarded the Cambridge Commonwealth Trust and the Shell Group of Companies Doctoral Research Scholarship.

For more information, please click on the link below :

Fees before FICS Funding

Fees after FICS funding

PI ETA Consulting Company

For Regulatory Compliance, please click on the link below:

http://www.pi-eta.com/Documents/Seminars/Seminar_Brochures/PCR06_CourseDoc.pdf

For Anti-Money Laundering & Anti-Terrorism Financing, please click on the link below:

http://www.pi-eta.com/Documents/Seminars/Seminar_Brochures/PML01_CourseDoc.pdf

Prior to his current appointments, he was a General Manager with Standard Chartered Bank and other international banks with 22 years of successful track record in Cash Management, eCommerce, Corporate Banking and Trade Finance and Small & Medium Enterprises.

Having strong strategic orientation and regional exposure in South East Asia and Hong Kong, he is credited with significantly growing global banks' SME assets by 450% and net profit by 140% over a 3-year period in Singapore . He also started a new cash management business for a leading bank in Asia and grew it to a USD35 billion business annually.

Mr. Wong graduated in Accountancy and is a Fellow Certified Public Accountant. He is also a Certified Credit Risk Management Professional and a Certified Professional Trainer.

Mr. Wong has contributed actively to the development and training of professionals in the financial services sector for the past 17 years by sharing his expertise regularly through The Institute of Banking and Finance, Singapore and various other organizations in Malaysia and Indonesia.

He has also conducted programmes in the area of banking and finance for Australian and local universities.

Dr. Jeffrey C. K. Lim
Ph.D., C.Sci., C.Math., FIMA, FRM, PRM, B.Fel.

Dr. Jeffrey C. K. Lim , certified Financial Risk Manager ( FRM ¹ ) and certified Professional Risk Manager ( PRM ² ), is currently the Managing Director of PI ETA Consulting Company, a Treasury and Financial Risk Management Consulting Company.

A Chartered Scientist ( C.Sci. ³ ), a Chartered Mathematician ( C.Math. ⁴ ) and an elected Fellow of the Institute of Mathematics and Its Applications, U.K. ( FIMA ), Jeff earned his Ph.D. in Stochastic Financial Modeling from the University of Cambridge in England. Jeff's research interest at Cambridge was in the area of Arbitrage Opportunities occurring in the Mispricing of Financial Options, and his original research culminated in the publication of his doctoral dissertation entitled: “Multi-period Mean-Variance Option Portfolio Strategies”.

Jeff was an authorized Securities & Financial Derivatives Representative in London , having been certified by The Securities and Futures Authority (SFA) in England , where he started his career as a Derivatives Analyst with Nomura International in London , England . He subsequently joined NatWest Markets from London , England to become its Head of Currency Structured Products for South and South-East Asia . Jeff then moved to American Express Bank to become its Director of Structured Products, prior to assuming his current position.

Jeff has also contributed to the development and enhancement of talent and infrastructure for Singapore 's financial center as a guest Professor at the National University of Singapore's Center for Financial Engineering, where he was responsible for the curriculum of its Master of Science degree program's core modules in Financial Derivatives and Treasury Management. In addition, Jeff has also been invited by the Nanyang Technological University and the Singapore Management University to share his expertise in a similar capacity. In recognition of Jeff's expertise and experience in the field of Treasury and Financial Risk Management, the University of New South Wales Asia appointed Jeff to be its first Adjunct Professor with the university's Division of Business and Humanities.

At PI ETA Consulting Company, Jeff was Principal Inventor in two of the Patents that the company currently holds – one in Treasury & Financial Risk Management Systems, and the other in Knowledge Management Systems.

Professionally, Jeff is a Fellow of both The Global Association of Risk Professionals (GARP), U.S.A. and The Professional Risk Managers International Association (PRMIA), U.S.A. He is also a Fellow of the Cambridge Philosophical Society, U.K. and a Life-time Member of The Cambridge Society, U.K. Jeff is also honoured to be a Fellow of The Cambridge Commonwealth Society, U.K. , having been previously awarded the Cambridge Commonwealth Trust and the Shell Group of Companies Doctoral Research Scholarship.

For more information, please click on the link below :

http://www.pi-eta.com/Seminars/FICS_Programme/Programme/FICSSemCBCA64_RegDetails.asp

Fees before FICS Funding

Fees after FICS funding

PI ETA Consulting Company

The SMU FICS Professional Certificate in Corporate Credit Approval programme aims to provide participants with the essential competencies to evaluate, structure and approve credit facilities.

The curriculum focuses on credit evaluation, assessment of risk rating, debt servicing capacity, determination of security and credit support, loan management and setting up early warning systems.

The programme comprises of the following modules:

Module	Title
1	Introduction to Corporate Banking
2	Credit Risk Assessment
3	Structuring Credit Facilities
4	Credit Risk Monitoring
5	Regulatory Framework For Corporate Banking

Programme duration: 3 months
1st intake: 7-27 Mar 2010
Class schedule: Weekday evenings and/or Saturdays
Venue: Singapore Management University campus

Gross: S$7,500
Net of 90% funding: S$750 ^
^ Fees exclude GST. Terms and conditions apply.

Credit officers, credit managers, account managers, relationship managers, lending support staff, branch managers and management associates will benefit from the in-depth training on the mechanism of corporate lending process. Candidates not working in bank lending department should have at least 2 years of banking experience. Professionals providing credit advisory and corporate risk evaluation to SMEs can also apply. Minimum of bachelor's degree required.

Contact: Ms Clara Low / Ms Jaclyn Mah
Contact No: (65) 6828 1937 / 6828 0254
Web Site: http://www.smu.edu.sg/centres/fti/index.asp

In an increasingly complicated and fast-changing business and financial landscape, refining and sustaining lender performance is one of the most challenging factors in attaining your financial institution’s business objectives. Now more than ever, it is imperative for institutions and individuals to reinforce and enhance credit analysis and decision making skills for optimum productivity and performance.

Commercial Loans to Business (CLB) is the industry standard for giving commercial lenders the combination of skills and current information they need to make sound, well-informed loan decisions.

The core of our learning system is Omega Performance’s exclusive Decision Strategy™, a step-by-step process for investigating, analysing, and interpreting borrower information—including all aspects of risk analysis, financial statement analysis, cash flow analysis, and loan structure.

Omega Performance’s proven credit curriculum is used by many of the world’s leading financial service organisations as their definitive credit certification system, including Standard Chartered Group, Barclays Bank, GE Capital, National Australia Bank, Westpac, Commonwealth Bank, OCBC Bank, DBS Bank, Bank Central Asia, PermataBank, Maybank-Bank Internasional Indonesia, Krung Thai Bank, Kasikorn Bank and many others.

Our learning and assessment system is benchmarked to global standards with customisation flexibility to comply with national requirements. Numerous global and national independent organisations have evaluated and endorsed Omega Performance’s credit curriculum for its rigour and proven results. These accrediting bodies include: Chartered Institute of Bankers (UK), International Association of Continuing Education and Training (US), Commercial Asset Finance Brokers Association (Australia), University of Phoenix (US), Charles Sturt University (Australia) and others.

∉ Nelson Salita, Omega Performance senior facilitator for the Asian region, has taught extensively throughout Asia for Citibank’s Asia Pacific Banking Institute and for numerous other banks and is a consultant to the Asian Development Bank. He holds Masters Degrees from both the University of Illinois and from Pennsylvania State University.

∉ Phil Forrest, Omega Performance Managing Director Singapore, has worked in banking in Asia since 1982, initially for Citibank in Manila, Jakartaand Bangkok, where he was Wholesale Bank country head, then as Head of South and South East Asia for Natwest Markets, and most recently as Asia Head for ANZ Bank based in Singapore.

Topics covered include:
∉ Opportunity Assessment includes an introduction to commercial lending and the asset conversion cycle and provides a framework for comprehensive risk analysis.
∉ Borrowing Causes teaches participants to probe into the real reasons behind a borrower’s loan requests, so that they will be able to better understand the risks in lending to a company, structure a loan appropriately, and anticipate the borrower’s needs.
∉ Industry Risk Analysis addresses changes in the environment in which the borrower operates by examining the economic, market, demographic, and other forces that are generally outside the borrower’s or the lender’s control.
∉ Business Risk Analysis helps participants analyse how well a borrower’s management team is dealing with the risks inherent in the industry.
∉ Loan Management explains the loan grading process and the importance of policies and procedures.
∉ Financial Statement Analysis teaches participants to interpret financial statements as a reflection of the entire range of a company’s operations, from sales and distribution to purchasing.
∉ Cash Flow Analysis describes how lenders cancel the effects of accrual accounting to see a company’s cash dynamics—its cash inflows and outflows—as an important component of repayment source analysis.
∉ Projections teaches participants to integrate their historical industry, business and financial statement analysis information into a forecast of future cash flow available for loan repayment.
∉ Loan Structuring helps participants decide how and under what conditions they would be willing to lend to the customer.
∉ Product Analysis teaches the implications for credit decision-making.

S$4,995 per participant (includes materials, lunch and refreshments)

Omega Performance has been accredited by IBF as a FICS training provider in the area of Corporate Banking, Credit Analysis and Approval, JRV. Omega Performance’s Commercial Loans to Business—Job Role V is fully accredited under FICS. Funding Support for this Workshop: Singapore-based financial institutions and individuals may obtain 90% funding support on the course fee from the Financial Sector Development Fund (FSDF) administered by the Monetary Authority of Singapore, subject to terms and conditions.

CLB is recommended for:

• Commercial lenders
• Credit analysts
• Credit administration staff
• Loan review staff

The training has also proven effective for officers in international lending, regional loan administration, credit policy, business development, and other departments that support the commercial lending function.

Contact: Omega Performance Singapore +65 6505 2062
Web: http://www.omega-performance.com/rsvp/Singapore-5DayCLB.asp
Email: anthea.ong@omega-performance.com

Module 1 provides the participants with the big picture of banking, i.e. the essentials of banking economics, financial markets, macroeconomic developments and monetary policy, institutions, banking analytics as well as financial products (loans, equities, bonds, foreign exchange, derivatives).

Module 1: The Principles of Banking
- Part 1: Banking and Money
- Part 2: Customer Needs – Customer Relationship – Marketing
- Part 3: Valuation and Financial Products

1. Quality Learning: The Swiss Asia Banking School offers high-end expertise by integrating the cutting edge of Swiss and global banking management DoHow & KnowHow.
   
2. Coached Learning: Students of the Swiss Asia Banking School will be coached throughout the programme – they never have to learn alone.
   Learning With The Experts: Swiss banking and finance experts with a strong track record in professional education at all levels are committed to passing on their extensive financial industry insights.
   
3. Interactive Learning: The Swiss Asia Banking School is a centre of competence with an innovative, virtual learning platform combining video, web based training and teachers’ blog.
   
4. Focussed Learning: The training approach focuses on the systematic integration of cutting edge Swiss as well as global banking management and science.
   

The Bank Manager Programme Module 1: The Principles of Banking has a duration of 5 days.

The fee for The Bank Manager Programme Module 1: The Principles of Banking is SGD$5,500 (before FICS Funding).

The Bank Manager Programme Module 1: The Principles of Banking targets those who are currently working in a bank or financial institution, or those who are currently not in the banking and finance industry but who would like to pursue a career in this industry.

Tel: 6474 3176
Email: info@sa-bs.com